Why Direct Lending 

In the current negative interest environment, the need for alternative investment opportunities is on the rise. At the same time, digital lending is growing in double digits, thanks to the advantages of a fully digitalized system and the fact that banks are scaling back their lending. This development has seen many new digital lenders (marketplaces and loan originators alike) entering the market. However, the digital lending market is highly fragmented: large numbers of different marketplaces, originators, IT systems and regulatory environments make it almost impossible for professionals to invest in digital lending in a diversified and scalable way. This is why our proprietary software enables you to access marketplace lending as an asset class for professional investments. 

Diversification

Digital lending enables considerable and sustainable reduction of risk through a high level of diversification across multiple criteria such as loans, intermediaries, industries, currencies, borrowers and countries. Our software allows for unlimited scalability and diversification across all criteria and platforms.

High yields

Direct lending constantly outperforms other asset classes. With interest rates of the traditional market at an all-time low, investors have discovered digital lending as an integral element of
their portfolio. 

Predictability

Regular monthly amortizations as well as collateral such as properties and cars provide high reliability and predictability of cash flows. Based on historical data, sophisticated machine-learning enables market insights that further enhances the predictability of lending.

Low volatility

Digital lending is an asset class with low correlation to the stock and bond markets. Digital lending returns show low volatility and can help reduce the overall portfolio risk. Our solutions allow you to closely monitor your portfolio and further improve on these factors.

Simplicity

Replacing intermediary credit institutions such as banks makes digital lending efficient beyond compare. Algorithms facilitate and shorten credit assessment processes so that both borrowers and lenders benefit.

Liquidity

Marketplace Lending loans typically have a short duration of 6-24 months with monthly amortization. This liquidity is unique in the alternative asset segment.

Six years of experience

Our journey into digital lending started in 2015. These six years of experience help fuel our screening and decision making process. You too can profit of this extended experience to get the most precise lending tech experience available.

Our software gets better every day

Or software developers are working non-stop at delivering you the best IT solution in any regard. The experience which we have gathered helps us continuously evolve our software to empower even better decision making.

Get in touch with us

​Who can profit of our services?
Who are our customers?

WEALTH
MANAGERS

UHNWI
HNWI

FAMILY
OFFICES

FINANCIAL INSTITUTIONS

 

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