Why Direct Lending 

In the current negative interest environment a need for new investment opportunities has risen. Marketplace lending offers great returns, away from traditional institutional opportunities. However, this market has known great growth over the last years with hundreds of marketplaces and loan originators appearing on the scene. This poses a problem, as without the required knowledge and a suitable software solution this renders investments tricky. This is why we have developed our proprietary software, to help you streamline your investments and optimize performance. With our expertise and software solution you can expect the following from a marketplace lending strategy:

Diversification

Marketplace Lending enables considerable and sustainable reduction of risk through a high level of diversification across multiple criteria such as loans, intermediaries, industries, currencies, borrowers and countries. 

Predictability

Low default rates and asset-backed loans make Marketplace Lending portfolios predictable. Based on historical data, sophisticated machine-learning enables market insights that further enhance the predictability of lending. 

Simplicity

Replacing intermediary credit institutions such as banks makes Marketplace Lending efficient beyond compare. Algorithms facilitate and shorten credit assessment processes so that both borrowers and lenders benefit. 

High yields

Direct lending constantly outperforms other asset classes. With interest rates of the traditional market at an all-time low, investors have discovered Marketplace Lending as a integral element of
their portfolio. 

Low volatility

Marketplace Lending is uncorrelated to traditional capital markets and thus remains unaffected by their ups and downs. The risk of Marketplace Lending is comparable to asset classes such as traditional bonds. 

Short terms

Short investment cycles and highly frequent interest payments turn Marketplace Lending into a highly liquid market. The compound interest effect and a healthy secondary market render added liquidity, efficiency and flexibility. 

LEARN MORE

Our know-how and software will help you

5 years of experience

Our journey into marketplace lending started in 2015, These 5 years of experience help fuel our screening and decision making process. You too can profit of this extended experience to get the most precise lending tech experience available.

Our software gets better every day

We have five software developers working non-stop at delivering you the best IT solution in any regard. The experience which we have gathered helps us continuously evolve our software to empower even better decision making.

How Marketplace Lending Works

1. 

Borrowers apply for loans on online marketplaces. After an examination, these loans are being published online for investors to buy. Since there is no intermediary bank, both borrowers and investors benefit from favourable conditions.

2. 

Investors spread their risk by buying only small shares of a great amount of different loans. To facilitate this complicated and time-consuming process, a growing number of portfolios are managed by algorithm-based providers. 

3.

Regular interest rate payments and the possibility to buy and sell loans on a secondary market provide investors with liquidity and high flexibility at all times. Automatisation also makes this stage much easier.

4.

Once a loan has been repaid, the investor can either cash out or reinvest in other loans. ​i2 invest offers a one-stop solution to Marketplace Lending along the entire value chain. 

WHAT WE DO

About i2 invest

We are a Swiss-based team of financial, entrepreneurial, legal and software experts. With a deep understanding for trends within the domain of Marketplace Lending, we have created a software solution that is unique to the industry and already convinces a satisfied customer base consisting of trustees, banks and asset managers who want a hassle free solution to manage their investments in marketplace lending.

Our Team