Enabling a seamless and transparent investment strategy for professionals

We provide customized software solutions for professional investors who want to manage their own portfolio in marketplace lending. Our experience  has shown that each marketplace and loan originator is different with very little standardisation. Therefore, we are offering our i2 software platform and expertise to support asset managers in obtaining truly diversified, scalable and hassle-free access to this new asset class.

Why Direct Lending 

In the current negative interest environment, the need for alternative investment opportunities is on the rise. At the same time, Marketplace Lending is growing in double digits, thanks to the advantages of a fully digitalized system and the fact that banks are scaling back their lending. This development has seen many new digital lenders (marketplaces and loan originators alike) entering the market. However, the marketplace lending market is highly fragmented: large numbers of different marketplaces, originators, IT systems, regulatory environments make it almost impossible for professional investors to invest in Marketplace Lending in a diversified and scalable way. This is why we have developed our proprietary software to help you to access marketplace lending as an asset class for professional investment. 

Diversification

Marketplace Lending enables considerable and sustainable reduction of risk through a high level of diversification across multiple criteria such as loans, intermediaries, industries, currencies, borrowers and countries.

High yields

Direct lending constantly outperforms other asset classes. With interest rates of the traditional market at an all-time low, investors have discovered Marketplace Lending as a integral element of
their portfolio. 

Predictability

Regular cash flows (monthly amortizations) as well as collateral such as properties and cars provide high reliability and predictability of cash flows. Based on historical data, sophisticated machine-learning enables market insights that further enhance the predictability of lending.

Low volatility

Marketplace Lending is an asset class with low correlation to the stock and bond markets. The Marketplace Lending returns show low volatility and can help reduce the overall portfolio risk.

Simplicity

Replacing intermediary credit institutions such as banks makes Marketplace Lending efficient beyond compare. Algorithms facilitate and shorten credit assessment processes so that both borrowers and lenders benefit.

Liquidity

Marketplace Lending loans typically have a short duration of 6-24 months with monthly amortization. This liquidity is unique in the alternative asset segment.

WHAT WE CAN DO FOR YOU

	Equity	Bonds	Market places	Marketplace lending with 2i invest
Potential reutrns	✓	✓	✓	✓
Low volatility	X	✓	✓	✓
One-stop shop solution	X	X	X	✓
Transparent	✓	✓	X	✓
Low correlation to other assets	X	X	✓	✓

Five years of experience

Our journey into marketplace lending started in 2015. These five years of experience help fuel our screening and decision making process. You too can profit of this extended experience to get the most precise lending tech experience available.

Our software gets better every day

We have five software developers working non-stop at delivering you the best IT solution in any regard. The experience which we have gathered helps us continuously evolve our software to empower even better decision making.

Get in touch with us

​Who can profit of our services?
Who are our customers?

WEALTH MANAGERS

HNWI

FAMILY OFFICES

FINANCIAL INSTITUTIONS

 

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